日銀の思惑はずれ!?マイナス金利と長期国債マイナスの関係

長期国債金利史上初マイナス
スポンサーリンク




2月9日株式が900円以上値下がりし、長期国債の金利が史上初のマイナスになりました。

なぜ長期国債がマイナスに転じたのでしょうか?

また、それによる私たちの生活に及ぼすメリットとデメリットについて掲載しています。

どうして長期国債の金利がマイナスに転じたのでしょうか?

先月の末に日銀は「マイナス金利」政策を実施しました。

通常、民間金融機関は、日銀にお金を預けています。

今回の「マイナス金利」は、日銀が金利をマイナスにすることで、民間金融機関がお金を預けていると損をする状態にしました。

日銀の思惑としては、市場に資金を流通させるために、民間金融機関が日銀に預けている金利をマイナスにしました。

民間金融機関は、このまま預けていると損をするため、住宅ローンや中小企業の設備投資に資金をまわすと考えました。

そうすることで、経済が活性化するというシナリオだったようです。

しかし、民間金融機関は、資金を住宅ローンや設備投資ではなく、人気の高い長期国債にまわしたのです。

長期国債は一気に人気が高まりとうとうマイナスに転じる形になったということです。

長期国債がマイナスになることで、私たちの生活に及ぼすメリットとデメリットは

長期国債がマイナスに転じることで私たちの生活に及ぼす

メリットは、

  • 住宅ローンの金利が下がる
  • 中小企業の設備投資金利が下がる

デメリットは、

  • 預金金利の引き下げ
  • 生命保険料の引き上げ
  • 銀行ATMや取引手数料等の値上げ

日銀としては、民間金融機関には、住宅ローンや中小企業に資金をまわして欲しかったのでしょうが、長期国債購入といった動きになりました。

みごとに思惑が外れたといった感じでしょうか。

長期国債のマイナス移行で生じる経済の影響は?

今回の騒動で、私たちの生活に生じる影響としては、すぐには、及ぼさないというのが専門家の見解だそうです。

つまり、すぐには、銀行は、金利の上げ下げ、手数料のアップには、踏み込まないということです。

しかし、民間金融機関は、実際に不利益を被っており、長期化すると経済への影響も大きくなるのではないかと思います。

最後までお読み頂きありがとうございました。




スポンサーリンク

日銀の思惑はずれ!?マイナス金利と長期国債マイナスの関係」への556件のフィードバック

  1. Wanda

    hey there and thank you for your information – I’ve certainly picked up
    anything new from right here. I did however expertise some technical issues using this web site,
    as I experienced to reload the website many
    times previous to I could get it to load correctly.
    I had been wondering if your web hosting is OK? Not that I’m
    complaining, but slow loading instances times will often affect your placement in google and could damage your high-quality score if
    advertising and marketing with Adwords. Well I’m adding this RSS to my e-mail and
    could look out for a lot more of your respective intriguing
    content. Ensure that you update this again soon.

  2. ピンバック: y8 sex games

  3. www.jamnjumpers.com

    Aw, this was an exceptionally good post. Finding the time and actual effort to create a really good article… but what can I say… I put things off a whole lot and don’t seem to get nearly anything done.

  4. Thuy san

    An intriguing discussion is worth comment. I do think that you ought to publish more on thisissue, it might not be a taboo matter but typically folks don’t discuss such subjects.To the next! Many thanks!!

  5. fraud with tax

    Incredible troubles listed here. I’m very content to look your short article. Many thanks a lot of And that i am taking a look ahead to Speak to you. Will you kindly drop me a mail?

  6. C_TS4FI_2021 pdf

    What¦s Happening i’m new to this, I stumbled upon this I’ve found It positively helpful and it has aided me out loads. I hope to contribute & help other customers like its helped me. Good job.

  7. seo company

    An intriguing discussion is definitely worth comment.I do think that you should write more on this subject matter, it may not be a taboo matter but typically folks don’t speak about these subjects.To the next! Kind regards!!

  8. may loc khong khi chinh hang

    Hi there! I know this is somewhat off topic but I was wondering if you knew where I could get a captcha plugin for mycomment form? I’m using the same blog platformas yours and I’m having trouble finding one? Thanks a lot!

  9. cay an xoa

    Hi my loved one! I wish to say that this article is awesome, nice written and come with approximately all important infos. I’d like to look more posts like this.

  10. LHH Food

    It’s actually a great and useful piece of info.I’m happy that you simply shared this usefulinfo with us. Please keep us informed like this. Thank you for sharing.

  11. Lyrics

    Manganese resembles iron in its chemical and also physical residential or commercial properties, but it is harder and much more fragile. Manganese is potentially one of the most flexible component that can be included in copper alloys.

  12. Lyrics

    When I initially commented I clicked the “Notify me when new comments are added” checkbox and now each time a comment is added I get several emails with the same comment. Is there any way you can remove people from that service? Many thanks!

  13. formas de ganar dinero

    An interesting discussion is worth comment. I believe that you needto write more on this subject, it may not be a taboo subject but typically folks don’t discuss these issues.To the next! Best wishes!!

  14. for more information

    I am not positive where you’re getting your info, but great topic. I needs to spend a while studying more or understanding more. Thanks for excellent information I was in search of this information for my mission.

  15. palace303

    Howdy! This post couldnít be written much better! Looking at this post reminds me of my previous roommate! He constantly kept preaching about this. I am going to send this post to him. Pretty sure he’ll have a great read. Thank you for sharing!

  16. business in swap

    Hi! I know this is kind of off topic but Iwas wondering if you knew where I could locate a captcha plugin for my comment form?I’m using the same blog platform as yours and I’m having trouble finding one?Thanks a lot!

  17. webpage

    An impressive share! I’ve just forwarded this onto a coworker who was doing a little homework on this. And he in fact ordered me lunch simply because I found it for him… lol. So let me reword this…. Thank YOU for the meal!! But yeah, thanks for spending the time to talk about this issue here on your web site.

  18. Nongsandungha

    Excellent post. I was checking constantly this blog and I’m impressed! Very helpful information specially the last part I care for such information a lot. I was seeking this particular info for a long time. Thank you and good luck.

  19. ??????

    It’s impressive that you are getting ideas from this piece of writing as well as from our argument made at this place.

  20. cryptocurrency blog

    Aw, this was an exceptionally nice post. Finding thetime and actual effort to produce a top notch article… but what can I say… Iput things off a whole lot and never seem to get nearly anything done.

  21. explanation

    Good post. I learn something new and challenging on sites I stumbleupon everyday. It will always be useful to read through articles from other writers and use something from their web sites.

  22. mp3juice homepage

    A fascinating discussion is worth comment. I think that you should write more on this topic, it might not be a taboo subject but usually folks don’t talk about such issues. To the next! All the best.

  23. wedding photographers glasgow

    I’m really enjoying the design and layout of your blog.It’s a very easy on the eyes which makes it much more pleasant asmr for me to come here and visitmore often. Did you hire out a developer to create your theme?Excellent work!

  24. dai ly nuoc quan 10

    Thank you, I’ve recently been looking for info approximately this subject for a while and yours is the best I have found out till now. But, what about the conclusion? Are you certain in regards to the supply?

  25. jika kamu bertemu aku begini rafa mp3

    Hi there! This article couldn’t be written much better! Looking at this post reminds me of my previous roommate! He continually kept talking about this. I most certainly will send this post to him. Fairly certain he’s going to have a great read. Thanks for sharing!

  26. bol do na zara mp3 download

    I blog quite often and I really appreciate your information. Your article has really peaked my interest. I will book mark your site and keep checking for new details about once a week. I subscribed to your Feed as well.

  27. Apex legends mobile settings

    A fascinating discussion is worth comment. There’s no doubt that that you need to publish moreon this issue, it may not be a taboo matterbut typically folks don’t discuss such topics. To the next!Best wishes!!

  28. Libro Star Wars para regalar

    An interesting conversation is worth comment. I assume that you should write more on this subject, it could not be a frowned on subject however typically people are inadequate to speak on such subjects. To the following. Cheers

  29. Murphy

    Hi there, everything is going sound here and ofcourse every one is sharing data, thatís actually good, keep up writing.

  30. mp3juice cc

    Can I simply just say what a comfort to find someone who really understands what they’re discussing on the net. You certainly know how to bring a problem to light and make it important. A lot more people really need to check this out and understand this side of the story. I can’t believe you’re not more popular given that you most certainly possess the gift.

  31. mp3juice

    When I initially commented I appear to have clicked the -Notify me when new comments are added- checkbox and now each time a comment is added I receive 4 emails with the exact same comment. Is there a way you can remove me from that service? Cheers.

  32. vietnam car hire with driver

    I blog quite often and I seriously thank you for your information. Your article has really peaked my interest. I will book mark your blog and keep checking for new details about once a week. I opted in for your Feed as well.

  33. check

    ปัจจุบันนี้ผู้คนต่างมองหาหนทางการสร้างรายได้ที่ลงทุนน้อย UFABET คาสิโนออนไลน์ได้เก็บทุกเกมออนไลน์ที่ท่านพอใจไม่ว่าจะเป็นบาคาร่า พนันบอล สล็อต ยิงปลา รวมถึงเกมใหม่ๆที่พึ่งเปิดตัวไปสู่วงการเกมออนไลน์ UFABET จ่ายจริง จ่ายไว ไม่มีขั้นต่ะ

  34. read more

    Howdy! I simply want to offer you a big thumbs up for your excellent info you have got right here on this post. I am coming back to your web site for more soon.

  35. content

    Hi, I do believe this is an excellent blog. I stumbledupon it 😉 I am going to come back once again since I bookmarked it. Money and freedom is the best way to change, may you be rich and continue to guide other people.

  36. nhan nam

    Wonderful post however I was wondering if you could write a litte more on thissubject? I’d be very thankful if you could elaboratea little bit more. Appreciate it!

  37. visit website

    Aw, this was an extremely good post. Finding the time and actual effort to make a top notch article… butwhat can I say… I procrastinate a lot and don’t manage to get nearlyanything done.

  38. click over here now

    Hello there, I believe your blog may be having web browser compatibility problems. When I take a look at your blog in Safari, it looks fine but when opening in I.E., it has some overlapping issues. I simply wanted to provide you with a quick heads up! Other than that, excellent site!

  39. dark web links

    Hi my loved one! I want to say that this post is amazing, nice written and include approximately all vital infos. I’d like to look more posts like this.

  40. Cong ty luat uy tin ATS

    Hey there! This post could not be written any better!Reading through this post reminds me of my goodold room mate! He always kept talking about this. I will forwardthis article to him. Fairly certain he will have a good read.Many thanks for sharing!

  41. Condos in Liberty village

    Hi, I do think this is a great blog. I stumbledupon it I will come back yet again since i have book-marked it. Money and freedom is the greatest way to change, may you be rich and continue to guide other people.

  42. ruou vang f

    magnificent points altogether, you simply received a new reader. What might you recommend in regards to your post that you simply made a few days ago? Any positive?

  43. click this link here now

    Oh my goodness! Amazing article dude! Thank you so much, However I am having issues with your RSS. I don’t understand the reason why I cannot join it. Is there anybody getting the same RSS issues? Anyone that knows the answer can you kindly respond? Thanks.

  44. contoh surat lamaran kerja

    Right here is the perfect webpage for anyone who would like to understand this topic. You realize so much its almost tough to argue with you (not that I really will need to…HaHa). You definitely put a new spin on a topic that’s been discussed for ages. Wonderful stuff, just great.

  45. opensea

    I blog often and I genuinely thank you for your content. This great article has truly peaked my interest. I will bookmark your blog and keep checking for new information about once per week. I opted in for your RSS feed as well.

  46. go

    May I simply just say what a relief to find somebody that really knows what they are talking about over the internet. You certainly understand how to bring an issue to light and make it important. A lot more people ought to look at this and understand this side of your story. I was surprised you aren’t more popular since you certainly have the gift.

  47. Startbusinesstips

    I do not even know how I finished up right here, however I believed this publish was once good. I don’t recognize who you might be however certainly you’re going to a well-known blogger if you aren’t already. Cheers!

  48. bo dam fesviet

    Thanks for ones marvelous posting! I truly enjoyed reading it, you might be agreat author. I will remember to bookmark your blog and may come backdown the road. I want to encourage you to definitely continue your great writing, have anice morning!

  49. Tattoo Shops

    Heya i am for the first time here. I came across this board and I in finding It really useful & it helped me out a lot. I’m hoping to give one thing again and aid others like you helped me.

  50. bookpart

    Hello my loved one! I want to say that this post is amazing, great written and include approximately all significant infos.I would like to look more posts like this .

  51. for more information

    You could certainly see your expertise within the article you write.The sector hopes for even more passionate writers such as you who are not afraid to say howthey believe. Always follow your heart.

  52. tent camping

    That is a great tip especially to those fresh to the blogosphere. Short but very precise info… Many thanks for sharing this one. A must read post.

  53. download lagu glimpse of us joji

    Oh my goodness! Incredible article dude! Thanks, However I am having difficulties with your RSS. I don’t understand the reason why I can’t subscribe to it. Is there anyone else getting the same RSS problems? Anyone that knows the solution will you kindly respond? Thanks!

  54. <